What is “Open Enrollment” and Why is it Important for Group Medical Insurance Plans Details on Open Enrollment and Group Medical Insurance Plans We often get asked when employees can enroll in a company’s health, dental or vision plan and why can’t they enroll at any time of [...]
We often get calls from disgruntled business owners and HR people who are upset with their current employee-benefits insurance broker and are looking for an alternative. There are many reasons you may want to change your company’s “Broker of Record” (the technical term for changing your agent) for group medical, [...]
Health Net of California just announced that they will include a doula coverage as part of their small business medical insurance plans (1-100 employees). The program will begin January 2025. Doula services are not normally covered by California small business health insurance plans. As this article from the University of [...]
Finding the best plans for your business California group medical insurance plans follow the rules set by Obama Care (Affordable Care Act.) Below are some things that you should know to help you select the right plans for your employee health benefits. Running a business is [...]
California DMHC Forces UHC’s ACEC Association Health Plan to stop offering coverage to Small Businesses Background on Association Health Plans Association Health Plans are a political hot potato Further Background on AHPs and PEOs Benefits Cafe is here to help California DMHC Forces UHC’s ACEC Association Health Plan [...]
Employers Must Notify Medicare Eligible Employees and CMS of “Creditable Coverage” by October 15, 2023 If you offer medical insurance to your employees and any of them are eligible to enroll in Medicare (typically age 65+) then you must send notices to the employee and complete an online form [...]
Is my child old enough to need a dental policy? Is my child enrolled in a California Small Group Medical Plan that Includes Pediatric Dental? How is Pediatric Dental different than a direct Dental plan? Can I enroll my child in a separate dental plan any time? Will adding [...]
Learn about health insurance for small businesses in California What to Know about California’s Small Business Health Insurance Employee and Employer Contribution Requirements Small Businesses Must Offer Employees at Least 10 Healthcare Benefits Benefits Cafe Can Help You Obtain Affordable Health Insurance We understand the complexities of navigating the ins [...]
Request a California group (1-100 employee) health insurance online quote from BenefitsCafe.com and you will get more than 300 choices. The benefits of these plans can be difficult to understand. You could choose an HMO, PPO, EPO, H.S.A. (Health Savings Account) compatible health plan, a high deductible, a low [...]
We know it's tempting for time-crunched business owners to use the same provider for payroll and employee benefits. But when it comes to something as complex as employee healthcare, the easy option is rarely the best. If you're thinking about rolling the two together, consider these reasons before you [...]