Bruce Jugan, President

About Bruce Jugan

Bruce is an expert in group medical insurance and employee benefits for small to mid-sized companies. He's been a licensed agent/broker since 1993. Bruce has written all of the content on BenefitsCafe.com. He and his team help employers select medical plans; communicate information to employees; stay in compliance with various rules and regulations; and solve benefits-related problems that may arise.
2006 May 03

High Cost of Medical Insurance and Poor Nutrition

By |May 3rd, 2006 |Categories: Children's Health|

A panel of experts at the Milken Institute Global Conference 2006 described the poor health of many Americans, in a discussion entitled "Nutrition and Health - Separating Fact from Fiction." A Los Angeles pediatrian reported that children are now contracting adult diseases (such as adult onset diabetes) because they [...]

2006 May 02

Difference Between an HMO and PPO

By |May 2nd, 2006 |Categories: Health Insurance California, Small Business Articles|Tags: , , , |

BenefitsCafe.com  created an excellent chart which shows the difference between an HMO and PPO medical insurance plan. Health insurance is often difficult to understand but we can assist your business with setting up your plans and also helping educate your employees.  This chart will help your employees. Benefits [...]

2006 Apr 27

Lower Cost Medical Insurance in the Future?

By |April 27th, 2006 |Categories: Small Group Health Insurance|

Today shares of Aetna dropped 20% in the stock market. Shares of other insurance companies were also lower today and have been falling during the past month. Specifically, Wellpoint (parent company of Blue Cross of California), UnitedHealth (Parent of Pacificare of California), and HealthNet have all been losing value on [...]

2006 Apr 17

Blue Cross of California Rate Increase

By |April 17th, 2006 |Categories: Small Group Health Insurance|

Blue Cross of California is raising rates approximately 15 percent for their small group clients effective May 1, 2006. This "focal renewal" effects small group health insurance clients who initially began their Blue Cross medical plan prior to 12/1/2003. Blue Cross of California is not changing benefits such as [...]

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